insurance

CHEM-TEXTS – Vol. 5 No. 3 – Page 3

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Page 003

CHEM-TEXTS

Vol. 5 No. 3 | Page 3

Drug Plan Starts

The new Prescription Drug Plan, the most recent of Uniroyal’s employee benefits, became effective July 1. The Plan will be carried by the Metropolitan Life Insurance Co.—Medi-MET.

Included in the Plan are the employee and eligible dependents: a spouse, any unmarried children under 19 years of age including stepchildren or other children who live with you and are dependent upon you for support and maintenance. All unmarried children over 19 years of age are also covered if they are either full time students or mentally or physically incapable of self-support.

ID Cards have been issued to participating employees. An employee with a family should have 2 cards: one for the employee and one for a spouse.

If you have not received an ID card or a Prescription Drug Plan booklet ask the Foreman or Supervisor of the department for them, or call Marion Hutt Ext. 557.

“Keep Plant Beautiful”

[IMAGE: Photo of a man watering flowers]

When George Vila, Uniroyal’s president and chairman, toured the Chemical plant a few years ago, one of the more beautiful places he found in the plant was John Sickola’s garden by Warehouse 107. To “keep plant beautiful,” Sickola is growing six flower boxes of petunias, zinnias and marigolds. In the photo above he waters his flowers which add a bright color to the south end of the Chemical yard.

[IMAGE: Photo of cattle in a barn]

“With rue my heart is laden” is the intimation on the faces of the 340 pure bred polled Hereford calves being raised for prize showings and choice table beef.

New Oxford…

(Cont’d. from page 1)

Uniroyal Farms where 340 pure bred polled Hereford calves and prize bulls are being raised for prize showings, commercial breeding and choice table beef.

Airport Facilities

Uniroyal also operates the nearby Oxford Airport and is renting hangar space; selling fuel to aircraft; and providing maintenance and repair services. A new Main Terminal is now open with 6 scheduled airline flights daily offered by Pilgrim Airlines.

Grounds Open To Employees

The Oxford grounds are open 7 days a week to Uniroyal employees, their families and friends but the buildings are closed during weekends.

The Cafeteria serves breakfast, lunch, and dinner Mondays-Fridays and is also open for dining on weekends 6:30-8:30 P.M.; however, reservations should be made in advance.

Guest House, Cocktail Lounge

A 48 room guest house, cocktail lounge, and public dining room are also open to employees, their families and friends.

The lounge is open from 5 P.M.-12 P.M. on weekdays; from noon to midnight on Saturdays; and from noon to 10 P.M. on Sundays.

New Corporate Concept

The Center has been described as a new “plant-ranch concept”; as a “modern Oxford University”; and as a “skyscraper sideways.” It utilizes open office landscaping and has a minimum of individual offices. Privacy is attained through the strategic placement of plants and colorful screen dividers.

New Stock…

(Cont’d. from page 1)

shares which he is entitled to purchase.

An employee can participate in any amount up to 10% of a year’s pay over a period of approximately 2 years. At the end of the 2 year period, the employee may take the stock or request the return of his money, with interest.

A prospectus of the plan will be distributed to all employees along with a descriptive booklet and an option card for participation in the plan.

[IMAGE: Photo of woman being helped from jet]

Margo Kuryn, former secretary at TSSC is helped from jet at Oxford Airport operated by Uniroyal, by Pete Zguzenski, Line Supervisor as Tom Canty stands by.

[IMAGE: Photo of outdoor patio area]

Outdoor patio covers underground 250,000 gallon water storage tank which supplies water for facilities.

[IMAGE: Photo of plumbing system]

Kralastic® ABS, a tough plastic product of the Chemical division, is being used for the drain, waste and vent plumbing system in the Research center.

Plant’s Chemicals Protect Float

[IMAGE: Photo of people on inflatable float in pool]

In a pool, on a beach or city rooftop, this Ensolite® floatable lounge offers a soft, pleasant way to relax. The float rolls up into a handy carrying case and does away with short-lived floats and air mattresses which must be inflated and are easily deflated by a puncture. Punctures or tears will not affect its buoyancy or usefulness. Ensolite, a Consumer, Industrial and Plastic Division product which is also used for safety padding in football helmets and padding under artificial turf at sports stadiums, is made from two Chemical Division products: PVC and nitrile synthetic rubber. To protect the rubber against oxygen, ozone, heat and sunlight, several Naugatuck® Chemicals made at the plant are used. Without these chemicals, the rubber in the float would deteriorate in a short time and the product have little value to the consumer. The retail price of the float is $89.95.

SAFETY IS MY RESPONSIBILITY

CHEM-TEXTS – Vol. 4, 1970, No. 1 – Page 1

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Page 001

UNIROYAL CHEM-TEXTS

Vol. 4, 1970 | PUBLISHED FOR THE PEOPLE OF UNIROYAL CHEMICAL | No. 1

Uniroyal Benefits Help Cover Today’s Staggering Hospital Costs

Joe Scullin and his wife, Elizabeth, look proudly at their 6 day old baby girl held by nurse of the Waterbury Hospital. Uniroyal’s Hospital and Surgical Benefits covered hospital expenses of $368. and the Doctor’s fee of $250. These benefits are provided without cost to you and members of your family.

$70 to $80 a day for a room. $150 to $1,000 for an operation. X-rays. Doctor’s fees. Whether you are having a child or an operation, add them up for one, two or three weeks in the hospital and you get a real picture of how important Uniroyal’s benefit plans are to you.

Doctors in the area consider Uniroyal’s Hospital and Surgical plan one of the most comprehensive and extensive in coverage of hospital and surgical costs.

Unseen Income

Benefits today are part of our unseen income. We feel it when a hospital emergency arises; when we retire and receive regular pension checks; social security payments; and the knowledge that our families are protected by group life insurance.

An Extra $1.62 Per Hour

In 1968 Uniroyal paid out to employees at the 19 plants represented by the United Rubber Workers, $67,146,422. This averages $1.62 per wage hour worked. This amounts to an unseen income of $64.80 for a 40 hour week, or a total of more than $3,200 a year.

121,413 Claims: $12,081,416 Paid

For the fiscal year ending August 1, 1969, under the Hospital-Surgical plan, 121,413 claims were paid, for a total of $12,081,416 for eligible employees.

Claims at the Naugatuck Chemical location came to 4,960 for a total of $586,030 paid out for employees during the same period.

Our Responsibility In Benefit Program

Because employee benefits contribute significantly to total labor costs, it becomes

Continued on page 3

Man Slips Off Truck

While attempting to unload a truckload of tires, an employee slipped and fell backwards off the truck, his head barely missing a steel prong on a conveyor belt.

The truck was fully loaded to its rear edge with tires giving the employee little space for solid footing. Old tires lie outside and pick up water until collected by the scrap dealer. When they arrive at the plant, they are frozen together and the truck often covered with a thin layer of ice. Ice is deceptive and difficult to see, creating a safety hazard.

The accident was an unusual and unfortunate incident, as the employee had requested to leave work early to visit his wife in the hospital in the afternoon.

George Aspell, right, shows hospital and surgical bills for $1,100 to Angelo Soares. George had a serious cataract operation performed by world renowned eye surgeon, Dr. Fassanella. The hospital bill was $450; the operation cost $650. During the 3-1/2 months of recovery, George received Sickness and Accident benefits of $70 weekly. All costs were covered by Uniroyal’s Benefits plans.

3 Accidents In December

The truck-slip accident resulted in a compression fracture from the fall. The second accident resulted in a pain in the lumbo-sacral area when an employee moved a 200 lb. pallet. A third employee hurt his back when he lifted a heavy motor.

There were four serious injuries suffered by employees during the month.

55 Work Days Lost

As a result of the 3 accidents, 55 work days or 440 hours were lost in December. The individual’s health and safety is the first concern of the plant. Everything possible is being done to protect employees from accidents and

Continued on page 2

Gino Tavares points to ice on bar below license plate and on edge of truck.

CHEM-TEXTS – Vol. 3, 1969, No. 6 – Page 1

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Page 001

UNIROYAL CHEM-TEXTS

Vol. 3, 1969 PUBLISHED FOR THE PEOPLE OF UNIROYAL CHEMICAL No. 8

United Givers Goal $22,000. “Give Where You Work” Vital To Drive’s Success.

[IMAGE: Black and white photograph showing faces of children and adults looking upward]

Who can refuse to help others who need our help today when tomorrow we or someone in our family may need help?

Eric Johnson of Synthetic Production was named to head the United Givers annual drive conducted at the Naugatuck location to support the many charitable, social, and youth activities of the 16 Agencies in the Fund. The drive started on October 6. The once-a-year campaign to raise $22,000 has always resulted in a generous response from Uniroyal Chemical people, as evidenced in last year’s drive in which close to 70% of the employees contributed, topping the goal with a 102% performance.

Give Where You Work

The success of this year’s drive will be achieved only if employees “Give Where You Work”. Whether an employee lives in Naugatuck, Beacon Falls, Waterbury, New Haven, Cheshire, Middlebury, Wolcott, Watertown, Woodbury or other towns, the success of every United Givers drive depends on “giving where you work”. This is the basic policy of the United Givers and the only way that any community can attain its goal to meet the needs of the Agencies.

Payroll Deduction

The most convenient way to contribute is through the payroll deduction plan. Your pledge will be deducted from your paycheck on a regular basis. Deductions will start January 1, 1970 and continue through the year. The 16 Agencies in the Fund desperately need financial help to not only continue their work but to improve their facilities and services to people. If every employee contributes through the payroll deduction plan, the plant’s campaign will be a great success in providing these much needed funds.

How Much?

Is one hour’s pay too much? It sounds high but most employees could contribute this amount. With the highest standard of living in the world – 2-3 cars per family, good incomes, color TV, a boat – most of us are fortunate to enjoy the good things of life. Your one hour’s pay a month can work wonders in giving some happiness to the many people around us who desperately need help. If your pocketbook finds this amount too much, you can reduce it accordingly to what your heart can afford.

Who Benefits?

All of us benefit in some way, whether residents of Naugatuck, Beacon Falls or not. The Agencies provide services to most surrounding towns in which employees live. Their excellent work affects us, our families or friends in some manner. Some Agencies like the U.S.O., Salvation Army, United Cerebral Palsy and the Red Cross are national in their service. Veterans and families with sons or daughters in the U.S. Armed Forces know what the U.S.O. has done in every part of the world to bring “home and welcome” to a lonely serviceman in Vietnam, Germany, Thailand, or some far-from-home base in the U.S.

Tax Deductible

All contributions to the United Givers are tax deductible and can be deducted from your income tax.

The Agencies

Agencies participating in the drive are the Red Cross, Child Guidance Clinic, Children’s Center, Girl Scouts, Catholic Family Services, Family Services Association, Boy Scouts, Junior Athletic Leagues, Salvation Army, United Cerebral Palsy, U.S.O., Waterbury Association for Retarded Children and the Naugatuck YMCA. You can contribute to all of these Agencies or select the ones of your preference.

(continued on page 2)

Uniroyal Pays 20% Increase In Benefits

Starting August 1, 1969, Uniroyal absorbed the 20% increase in the Hospitalization, Surgical and In-Hospital medical benefits.

This insurance coverage now averages $30.37 a month for each eligible employee, all of which is paid for by the company. For 12 months this benefit amounts to $364.44, a substantial amount if each employee had to pay it himself for health protection for himself and his family.

[IMAGE: Group photograph of men in business attire reviewing documents]

Eric Johnson reviews plans with United Givers committee. In front left to right are Joe Rzeszutek, Johnson, and Roger Amidon. Left to right standing are Gene Hertel, Vic Anderson, Jack Vergosen, Bob Foltz and Milt Makoski. Absent were Leon Raskauskas, Joe Bucciaglia and Frank Lynch.

“GIVE WHERE YOU WORK”

CHEM-TEXTS – Vol. 1 No. 3 – Page 4

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Page 004

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CHEM TEXTS

What Would Some Company-Paid Benefits Cost If You Bought Them Yourself?

Have you ever wondered what some of your company-paid employe benefits would cost if you had to buy them yourself?

If you’re anything like the average wage employe – – a 40-year old married man with two children, 10 years of service and earnings of $550 a month – – the cost would be virtually prohibitive. You would have to pay about one-sixth of your yearly earnings – – $1,128.80, to be exact – – for protection that wouldn’t be nearly as good as the benefits provided free by the company. And we’re talking about only some of the benefits. The cost would be much greater if we included all of the benefits that Uniroyal provides for employes.

Let’s suppose that as an average employe you had to purchase your own pension, life insurance, accidental death and dismemberment insurance, hospital and surgical coverage, and accident and sickness insurance. For these benefits alone, here is what you would have to pay for the best comparable protection.

Pension: $509 a year until retirement. That is the cost of an annuity that would equal your present free pension benefit of almost $200 a month under the new plan. If you had the will power, you could put the same amount into a savings account or buy stocks regularly through a broker.

Life and Accidental Death and Dismemberment Insurance: $102.04 a year. This amount will buy a $7,500 term life insurance policy, $7,500 non-occupational AD & D coverage and $3,750 occupational AD & D. In addition, you would have to submit medical evidence of insur-

ability. The company’s insurance does not require this.

Hospital and Surgical: $407 a year. This is a vital benefit. The company’s plans provide full payment of the usual and customary surgical fees in your area as well as full payment of a semi-private hospital room and other hospital charges for 730 days. The best comparable protection you could buy would provide a schedule of surgical payments – – a certain amount of money for certain kinds of medical services – – and a semi-private room with a limit on daily room and board charges. Obviously, the Uniroyal plan provides much more comprehensive protection for you and your family.

Accident and Sickness Insurance: $110.76 a year. This would provide $70 a week for 39 weeks in the event of disability or illness.

“This is only a partial list of company-paid benefits, those you can purchase yourself,” said N.H. Fletcher, director of pensions, insurance and employe benefits at ‘1230’. “Other important benefits which the company pays for or contributes to include paid vacations, nine paid holidays, supplemental unemployment benefits, Social Security taxes, unemployment compensation, bereavement pay and many others. To really match the company’s benefits program, employes would have to be so wealthy that they could afford to be self-insured.”

The answer to our original question of what some of your benefits would cost if you had to buy them yourself, should be evident by now. They would cost a great deal more than most of us realize and a lot more than most people can afford.

WANT AD SECTION

This section of Chem-Texts will be set aside in each issue as a curtesy to our employees. Ads of 15 words or less about items wanted or to sell or trade will be published on a first come-first serve basis. They will be run in one issue only and should be re-submitted if you wish them published in later issues. Send all information to R.F. Shortt, Industrial Relations department. Remember, your signature must be included on your ad application or it will not be used.

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Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Address . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Phone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Signature . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Uniroyal Plans Promotion Through Major League Baseball

Baseball will sell a lot of our products next year – – and our company will sell a lot of baseball.

Working with major league baseball and The Reader’s Digest, the company will produce a 40-page detachable section about baseball and Uniroyal products that will be published in the May 1968 issue of the Digest. Twenty of the pages will feature by-lined articles about baseball written by noted sports experts, leading feature writers and outstanding baseball personalities. The remaining 20 pages will highlight the company and its major consumer and industrial products, such as Uniroyal Master, Tiger Paw and Rain tires, Keds and Naugahyde.

The Reader’s Digest has a monthly circulation over 17 million, the largest in the world, and a total readership in excess of 50 million.

The insert will form the basis of a promotional program that will last for the entire baseball season, which is the major selling season for many of our products. Several million reprints of the insert will be distributed by the company at ball parks and dealer outlets, affording long-term promotional opportunities for Uniroyal products at the retail level.

According to J.R. McMenamin, director of advertising, the promotion will be “the most exciting program we have ever sponsored. Since baseball has universal appeal, this booklet will make fascinating reading for all members of the family. In it will be articles of great interest not only to the avid fan, but to women who may know nothing about the game, as well as tips for Little Leaguers, teenagers and the kid who never held a bat.”

Baseball Commissioner William D. Eckert noted that the tie between baseball, Uniroyal and The Reader’s Digest is appropriate. Some 70 million spectators have enjoyed major and minor league baseball during the past two years, making baseball America’s favorite sport by far. We are pleased to be associated with such outstanding companies as Uniroyal and The Reader’s Digest, which will carry the fun and excitement of baseball to families throughout the nation.”

DON’T FORGET . . . .

One Gift Works Many Wonders

UNITED

WE GIVE

Naugatuck Chemical United Givers Campaign 1968

Get those contributions or pledge cards in to your area representative or the Industrial Relations department. Let’s make sure we again give a good account of ourselves in this worthwhile cause.

TEST FIRES

Plant protection supervisor, Ed Weaving, is shown, below, extinguishing a test fire during Fire Prevention Week. Ed worked with a number of employees during the week, letting them extinguish the test fires themselves. It all adds up to another step in our preparedness program.

[PHOTO: Man extinguishing fire]

Snow Tire Sale To End Dec. 15

The special employee sale prices on Winteride and Winter Patrol tires will be in effect until Dec. 15. Tire dealers in the area are Poust’s and Mezzio’s in Naugatuck; Advance Tire in Waterbury; Fitzpatrick’s in Ansonia and of course, any of the Uniroyal stores. Tire form and credit applications may be obtained at the Synthetic plant hospital or the Industrial Relations department.

FLU SHOTS

The Safety Department has been encouraged by the number of employees that have received flu shots this year at the Plant Hospitals. The Plant Nurses have given over 700 flu shots to date. Flu Shots are given daily by the Nurse at both Plant Hospitals to any Uniroyal Chemical employee who voluntarily requests them. There is still time if you act now. Call one of the Plant Hospitals for an appointment.

CHEM TEXTS

PUBLISHED BY THE INDUSTRIAL RELATIONS DEPARTMENT
UNIROYAL CHEMICAL, NAUGATUCK, CONNECTICUT

UNIROYAL Chemical
Naugatuck, Connecticut 06770

U.S. Postage
PAID
Permit No. 10
Naugatuck, Conn. 06770

URW Rejects

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6-9-67

URW Rejects

Continued From Page 1

  1. Supplemental Unemployment Benefits – Regular benefits increased from 65% of average pay (plus $2 for up to four dependents, with a maximum payment of $50) to 75% of average pay with no maximums. Short work week benefits increased in all cases to 75% of average pay. Company contributions increased from 5¢ per hour to 6¢ per hour when the sub fund falls below 100%. Sub fund increased from $250 to $350 per employee.
  2. Miscellaneous Contract Clauses – These include up to 40 hours pay, depending upon the size of the plant for union time study men, increased pay for union grievance meetings and arbitration hearings, a greatly improved safety committee clause and a number of other contract proposals and clarifying letters of commitment.
  3. Pensions – A 60% increase in regular pensions from $3.25 to $5.25 per month per year of service. A 60% increase in disability pensions from $6.50 to $10.50 per month per year of service. An increase of $1.50 per month per year of service for living pensioners who were retired after July 1, 1950.
  4. Life Insurance – An increase in Company paid insurance from $6,500 to $7,500 for active employees.
  5. Hospitalization – An increase in the coverage for the maximum stay in the hospital from 365 to 730 days.
  6. X-Ray and Radium Therapy – An increase in the aggregate maximum payment from $200 to $300.
  7. Visiting Nurse – An increase in the maximum daily payment from $6 to $7.
  8. Surgical – Provide for full payment of the reasonable and customary fees prevailing in the area for the surgical procedures.
  9. Sickness and Accident Benefits – An increase in benefits according to the employees average earnings with a minimum of $50 per week and a maximum of $80 per week. (Average coverage to be $70.) Eliminate present 7 day waiting period and provide sick benefits from first day of hospital confinement as a registered bed patient.

US Rubber Proxy Statement – Page 9

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Page 009

(3) Under the terms of employment contracts with the company, deferred contingent compensation will become payable to Mr. Humphreys and Mr. Vila, and has become payable to Mr. McGovern, over a period of years, as set forth in their respective contracts, commencing in the case of Mr. Humphreys and Mr. Vila after termination of their service with the company, and in the case of Mr. McGovern in January, 1962. In the case of Mr. Humphreys, the amount of such compensation will be $50,000 for each year of service from January 1, 1952, to December 31, 1961; in the case of Mr. Vila, the amount will be $25,000 for each year of service from January 1, 1961, until such time as his employment under his contract shall be terminated; and in the case of Mr. McGovern, the amount is $25,000 for each year of service from October 10, 1957, to October 31, 1960. As set forth in the respective contracts, payment of such compensation was made conditional upon the officer not leaving the company voluntarily or being discharged for cause and is further subject to forfeiture in the event that after termination of his service he engages in conduct prejudicial to the company or in a competing business. No other director or officer has an employment contract with the company providing for the payment of deferred compensation.

(4) The amount shown for Mr. McGovern in the column headed “Direct remuneration” includes $26,000 paid in 1963 in respect of deferred cash awards granted in prior years under the Management Incentive Plan. At the end of 1963, additional amounts in respect of a prior award under that plan were payable to Mr. McGovern, $15,370 in 1964 and in 1965, subject to forfeiture in the event of his engaging in conduct prejudicial to the company or in a competing business.

Such amount also includes a retirement allowance of $27,966 paid to Mr. McGovern in 1963 under a survivorship option elected by him. If such option had not been elected, his annual allowance would be $33,857.

The Management Incentive Plan provides for awards to employees not only in cash but also in participation units. Each participation unit entitles an employee to receive cash payments equal to the cash dividends payable on one share of the company’s common stock from the date of the award of the participation unit until the death of the employee and, in the event of the employee’s death prior to age 65, entitles his successors in interest to receive such payments until the date when the employee would have attained age 65. Awards of participation units may be accompanied by options for the purchase of shares of the company’s common stock in amounts not to exceed three shares for each participation unit, but participation units so awarded are subject to immediate cancellation pro rata upon the exercise of accompanying stock options.

No awards were made under the Management Incentive Plan for 1963. However, payments were made in 1963 in respect of participation units awarded for prior years, and stock options accompanying participation units awarded for 1962 were granted under the Management Incentive Plan on February 13, 1963. Stock options not related to participation units were granted under the Bonus Plan on January 8, 1964.

Table III below shows for each director and officer named in Table II above, and for all persons who were directors or officers during 1963, the number of participation units awarded under the Management Incentive Plan.

Possible Discrimination

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Possible Discrimination

Rzesutek reported that a change could occur in a contract gain in sickness and accident insurance, which offers compensation for men $10 higher than for women.

“The government may step in and say, you can’t discriminate,” Rzesutek warned. The insurance benefit was raised $10 each bring the men’s to $70 and the women’s to $60.

Another union gain was a $1,000 raise in life insurance, it was reported.

The company apparently held its ground in the negotiations by retaining a “non-duplication” clause in regards to benefits for both a husband and wife working at Uniroyal. Rzesutek told the membership that he was disappointed the clause was not erased in negotiations, when one of the- female workers complained of the non-duplication policy.

Local 308 will meet at 7 this evening at the Portuguese Hall, Rubber Ave., as the last of three divisions to vote on the three-year master contract.

If ratified, the contract is to take effect Aug. 1, but benefits would not be forthcoming until after mid-September when the supplemental agreements are to be signed by the locals.

Kentucky also is known as the Blue Grass State.